Exam Information

An exam proctor will begin reading exam instructions approximately 15 minutes before the exam start time. Students must be in the exam room with their exam at this time. If taking the exam on a laptop, it must be booted up and have passed the security check. Hand writers must not have a laptop with them in an exam room, unless otherwise allowed according to the professor’s instructions. A student entering the exam room after the proctor begins reading instructions will not receive additional time for booting up their laptop, passing the security check, and/or reading exam instructions.

When instructed by the proctor, write your exam number on the cover page of your exam, bluebooks, and any scratch paper you turn in as part of your exam. Handwritten exam answers must be written in blue books in blue or black ink. Number the bluebooks you use (1 of 1, 1 of 2, 2 of 2, etc.). Proctors will allow time to read the professor’s instructions. Other than counting the number of pages of the exam, students are not permitted to turn the page of an exam past the instructions page until the proctor instructs them to do so.

When taking a closed-book exam, no books, outlines, book bags, purses, or scratch paper (other than the scratch paper provided) may be at your seat during the exam. These items must be left outside of the exam room or in the front or sides of the exam room. Students may not begin to write anything, including on scratch paper, before the proctor begins a closed-book exam.

Students taking in-class exams are prohibited from having any electronic communication device, other than a laptop as allowed per the professor's instructions, during the exam. Cell phones and smart watches must be turned off during the exam and placed in a bag or backpack. Violations of this rule may be considered an Honor Code violation. A clock in each exam room will be the official timekeeper for the exam.

Non-alcoholic beverages are permitted in exam rooms; however, the container must have a lid.

After the exam instructions have been read and the exam begins, the proctor will remain in the room. Any student who has a question or problem during an exam should see the proctor.

Students may use the restroom or take a break during an exam. However, all exam materials must be left in the exam room and no additional time will be given. Students must sign in and out at the front of the room with the proctor.

Best No-Exam Life Insurance Of June 2023

A no-exam life insurance policy may not be able to provide the full coverage amount you need, especially if you’re looking to cover many working years or the years of raising a family.

Before you start getting life insurance quotes, calculate how much life insurance you need. A no-exam policy alone may not be able to provide sufficient coverage.

Getting life insurance without a long application process is appealing, but don’t jump into a no-exam life insurance application without understanding your chances of getting approved. Many no-exam policies require very good or excellent health for approval. A denial goes on your insurance record and could hinder future applications.

Don’t be surprised if you end up doing a more traditional application process, including a life insurance medical exam if you’ve had some health issues.

Of course you don’t want to overpay for life insurance, but research more than cost. There are coverage options that can be very valuable long after you buy the policy, such as the option to convert term life to permanent life insurance. Also, look at whether there’s an accelerated death benefit, which gives you access to money from your own death benefit if you become terminally ill.

No matter what type of life insurance you’re applying for, be thorough and truthful on the application.

“Pay attention to each question carefully and be ready to respond with information around specific medical conditions you have. Giving more detailed information will help streamline the process as well as get a more accurate underwriting decision,” says Tavan of Legal & General America.

Intentional misrepresentations can lead to application denials or, worse, denial of a claim after you pass away. Life insurance companies have many ways to verify application information. Technology on the backend allows them to verify data from additional sources.

If the company rejects you for no-exam life insurance because of your health, don’t give up your life insurance search. If you need life insurance, you likely have other routes.

Looking for traditional term life insurance? See Forbes Advisor’s ratings of the best term life insurance.

Can you answer the SATs test questions that left pupils 'in tears'? Take the controversial reading exam that has sparked fury among parents and promises of a probe by the ...

By Connor Stringer

Published: 19:32 EDT, 18 May 2023 | Updated: 19:40 EDT, 18 May 2023

These are the tough SAT questions that left some pupils in tears. 

Hundreds of parents and teachers claimed that last week's reading exam for Year 6 pupils - aged ten or 11 - was too difficult. 

Schools said it was so tricky that staff also struggled to understand the questions.

And there were claims the English reading test booklet included 'GCSE-level' questions, with even high-ability pupils unable to finish the paper. 

Based on three dense texts, the paper, published Thursday, has 38 questions and expects pupils to understand words like 'hotspot' and 'eradicated'. 

Youngsters are also asked to find similar words to 'vulnerable' and 'unmistakable'.

The paper includes a passage from a look with a '13-18 reading age'. 

File photo of primary school children raising their hands in class. The Mail has included questions from the Year 6 Sats reading test that left pupils 'in tears'

Schools minister Nick Gibb said he would look at the exam which has been accused of 'undermining' youngsters' confidence. 

The Mail has selected some of the more difficult questions in the exam so you can try them for yourself. 

But we have highlighted the relevant extract for each answer, whereas the pupils would have had to find it among hundreds of words of text. 

The National Association of Head Teachers, which represents heads at the majority of primary schools said it planned to complain to Ofqual, the exams regulator. 

Sarah Hannafin, from the union, said: 'Members have told us that the choice of texts was not accessible for the wide range of experiences and backgrounds children have and the difficulty was beyond previous tests, leaving children upset, and even staff struggling to understand the questions.' 

But the Department for Education last night indicated that the exam was of 'similar difficulty to previous years'. 

A blog post on its website read: 'It takes three years to create appropriate tests.

During the process, the texts and questions are also rigorously trialled twice, with a nationally representative sample of year 6 pupils. 

In the second, technical trial, more than a thousand pupils see each question.

'Evidence from these processes indicated that the tests were of similar difficulty to previous years. 

As a result, we are confident the test was set to an appropriate level of difficulty.'

Elsewhere, a leading schools boss said tough exam were 'absolutely right'. 

Mouhssin Ismail, regional director and executive principal at STAR Academies wrote on Twitter: 'Surely, one of the solutions is to provide pupils with more mock exams which develop their exam resilience. 

'Exams are meant to assess a full range of abilities, so being tough for some is absolutely right.'

You can see the full reading booklet, written questions and marking scheme below: