AAFM CTEP : Chartered Trust & Estate Planner (CTEP) Certification Exam Dumps

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Latest 2023 Updated AAFM Chartered Trust & Estate Planner (CTEP) Certification Syllabus
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Exam Number : CTEP
Exam Name : Chartered Trust & Estate Planner (CTEP) Certification
Vendor Name : AAFM
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CTEP Exam Format | CTEP Course Contents | CTEP Course Outline | CTEP Exam Syllabus | CTEP Exam Objectives

The curriculum for the Chartered Trust and Estate Planner is based on trust and estate planning for resident and non-resident clients. This core group of graduate topics focuses on the major functional issues of high net-worth consulting, ranging from tax, finance to law. A critical aspect of this course is addressing the interpersonal skills crucial to of advising the wealthy individual or family. The course will cover such planning obstacles as Common Law vs. Civil Law jurisdictions, non-resident alien spouse, and tangible and non-tangible assets in multiple jurisdictions.

Personal Financial Planning, Estates, and Risk Management
The candidate will be exposed to advanced financial topics including wealth accumulation and distribution, asset transfer, tax planning, and retirement planning. This section will include a full discussion of insurance products including life, property, health, disability, casualty and catastrophic coverage insurance. Also, the student will learn techniques used to transfer assets during a clients lifetime using planned gifts, as well as, planning at death using wills and trusts.

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AAFM Trust Free Exam PDF

National Trust Free Family Pass Terms and Conditions

For information on excluded properties from this promotion and how to book certain properties, please see below

Excluded properties:

A link to this list on the National Trust website can be found here.

1. The National Trust family pass is for admission only and excludes car parking charges.2. The National Trust family pass is a single-use pass and may only be used once.3. Only one National Trust family pass per household will be permitted.4. The promotion is open to anyone who is a resident of England, Wales and NI except employees of Reach PLC or National Trust and their immediate families.5. To redeem the free National Trust family pass, you will need to cut out the in-paper voucher or present the email with your free family pass to a member of staff at your chosen National Trust site. Mobile coverage may be limited at the National Trust property you choose to visit, please download to your device, or print the email.6. The National Trust family pass is a single-use pass which allows 2 adults and up to 3 children or 1 adult and up to 4 children to receive free admission to a National Trust property of your choice.7. Adults are those aged over 18; children are those aged between 5 – 17; under 5s receive free admission at National Trust properties.8. The National Trust family pass will be valid for use from the date of receiving your in-paper voucher or email through to Friday, June 30, 2023.

9. The National Trust family pass is valid from Monday to Sunday at National Trust properties within advertised opening hours, excluding bank holiday weekends. The pass is not valid on April 29, April 30 or May 1; Saturday 6, Sunday 7 or May 8 and Saturday May 27, Sunday May 28 or May 29, 2023.10. There are some exclusions on National Trust venues / properties included in this promotion and special events are not included. Some properties require advance booking. For a link to the excluded properties, as well as details of how to book certain properties in advance, see below.

How to book at a bookable property:

Visit the participating property’s website, click ‘Book a Visit’.

Select two ‘Non-member adult (aged 18+)’ tickets.

Click ‘Select your session’.

Choose your visit date during the redemption period.

Choose your session time and click ‘Book’.

Click ‘Go to Basket’.

Enter discount code ReachPLCFreeAccess in the discount code box and click ‘Apply’.

If your basket includes the correct ticket (family pass), during the redemption period (excluding April 29, April 30, May 1; Saturday 6, Sunday 7, May 8 and Saturday May 27, Sunday May 28, May 29, 2023) your basket includes the correct tickets (two adults), during the redemption period (Sun 2 April – Sun 23 April 2023 - excluding April 7-April 11) the discount will be applied.

Click ‘Checkout’ to complete the transaction. Once completed you will receive a confirmation email.

Bring along both your booking confirmation and the cut out in-paper voucher or email voucher. Present these to the National Trust team member on arrival. The in paper voucher must be surrendered.

Without both the booking confirmation and the membership voucher we cannot guarantee entry, and without the voucher cut-out, you will not receive entry and will be charged the full admission price for the second adult at the property.

Journal of Free Speech Law: "Beyond the Watchdog: Using Law to Build Trust in the Press," by Prof. Erin Carroll

The article is here; here is the Introduction:

It was 1971 and Los Angeles Times editor Nick Williams had what he called a "terribly uneasy feeling." In a letter to one of the paper's Washington correspondents, he wrote of his suspicion that journalism had "lost credibility … with an alarming percentage of the people." If the plummet continued, Williams fretted, journalists will have "destroyed or weakened a keystone of our Constitution."

Williams's exam was not entirely wrong. Polling data from 1971 confirmed that a dismal 18% of Americans had a "great deal of confidence" in the press.

But he also wasn't quite right. Far from undermining American government's democratic foundations, the press was likely shoring them up, having already entered what has been called its "Glory Days." This era was brought about, in part, by the press's performance of its watchdog role, exposing political corruption and government cover-ups. It was also brought about by something else: law. The Supreme Court and legislatures boosted the press by celebrating this watchdog role and granting it tools to enhance this work.

Today, 1971 feels familiar. Polls again register dreadfully low levels of trust in the media. "Terribly uneasy" may be a generous description of how journalists feel about the public's perception of them and the press's ability to continue playing its democratic role.

Are we again on the verge of a reinvigorated and newly effective press, or is trust headed deeper into the abyss? Institutions, including the press, are at an inflection point. History gives press advocates a basis for optimism. Yet, history provides no failsafe template.

Today, if journalists were to double down on their still-vital watchdog role as a way of building trust, such an effort might backfire. There is a risk that in our hyper-polarized society, citizens would recoil, finding this aggressive brand of journalism too cynical, negative, and politicized. A new approach is needed.

A promising approach would be to embrace another key journalistic function, one that has received far less attention and adulation from judges, legislators, and legal scholars than the press's watchdog role: the press's role as a convener and facilitator of the public square. As Bill Kovach and Tom Rosenstiel write in their journalism classic, The Elements of Journalism, a key function of journalism is to "provide a forum for public criticism and compromise." Of late, journalists themselves are embracing this role as they develop what has alternately been called "community-centered journalism," "social journalism," and "engaged journalism."

This journalism movement envisions the relationship between journalists and citizens very differently than watchdog journalism does. In watchdog journalism—true to the metaphor—journalists are protectors of the public. As watchdogs, they use their professional expertise and privileged position as members of the Fourth Estate to expose government wrongdoing. In this way, the press exercises a position of power over citizens. The intent is to wield power benevolently and in the public interest, but it is a hierarchical relationship nonetheless.

In contrast, community-centered journalism intentionally seeks to minimize that power differential. It brings citizens into the news-making process—from deciding what to cover, to assisting with information-gathering, to providing post-publication feedback—creating what Tom Rosenstiel has called a "virtuous circle of learning." Some community-centered journalists have gone so far as to say that the movement's primary aim is not necessarily the creation of news; it is building trusting and healthy communities. News is a byproduct.

Judges, legislators, and legal scholars should take note of this shifting journalistic landscape. Just as law helped to build and maintain public trust in the watchdog press in the 1960s and 70s, law likewise has a part to play now. The legal system can solidify the role of the press not only as a watchdog (still a necessary function) but also as a facilitator and convener, as exemplified by the community-centered press movement. And it can do so using methods drawn from the Glory Days: positive rhetoric about the press and legislation that eases the press's ability to fulfill its democratic functions. Legislation could be as straightforward as allocating funds for local meeting spaces and training for journalists. By creating a legal framework for the press that is richer and more reflective of diverse journalistic practices, law would strengthen the "virtuous circle" Rosenstiel describes. Greater public trust in the press could be a byproduct.

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